What is legal expenses insurance?
Whilst the professional indemnity policy is triggered if you receive a threat of legal action or a client tries to recover compensation, legal expenses insurance is designed to help with everyday legal issues.
Use your legal expenses policy to get legal advice before a problem escalates, or to put an end to late paying clients.
£5.47/month

Do I need legal expenses insurance?
If you’ve ever found yourself with a legal question and turning to Facebook, Reddit and Slack communities for answer, you should consider legal expenses insurance. After all, it’s better to get expert advice from a legal adviser than the online echo chambers.
Everyday issues like unpaid invoices and keeping on the right side of IR35 are a worry. The debt recovery service and tax protection cover will help should those problems arise, freeing you up to focus on your most important asset—your productivity.
£5.47/month

What's covered…
Contract disputes
Clients can receive a robustly-worded letter from expert solicitors.
Overdue invoices
Solicitors will chase overdue invoices on your behalf.
Innocent legal mistakes
Call the legal helpline 24/7 and get expert advice.
Tax investigations
Call the tax helpline. And if there’s ever a dispute, you’ll have expert support.
Loss of earnings through jury duty
As a freelancer, you can't afford to lose a day's work to jury duty.
Law assistance
Access vetted legal documents and information.
Using the legal advice helpline to get paid
For the first time in his career, David experienced a client refusing to pay his invoice. He shares his experience of using the legal advice helpline to guide him through the unfamiliar and uncomfortable process of pursuing a client through small claims court.
We asked ourselves one important question…
What do we want out of an insurance provider?
With Jack is the answer